Anna Maria, FL Short-Term Rental Checklist (Free, Printable)

📋 The Basics

Can I rent my place short-term here?: Yes, with a permit
Do I need a permit?: Yes. Every unit needs a city vacation rental license and inspection.
What taxes do I pay?: Total about 13%. Airbnb collects some; you pay Manatee County's 6% tourist tax yourself.

Your 3 steps to be legal

Get a Florida state rental license (DBPR) and sign up for Florida sales tax.
Sign up for Manatee County tourist tax.
Get the city license and pass the inspection before you advertise.

⚠️ Biggest risk: Advertising before you pass the city inspection.

Words confusing? See the glossary. Details and official sources are below.

This is the general rule for Anna Maria. Does your address qualify?

The free info covers the city as a whole. Your property can still be different: zoning can change from one street to the next, and an HOA or condo ban can stop rentals even where the city allows them.

Your $49 Compliance Check looks at your exact property:

Whether your exact address and zone allow short-term rentals
A check of HOA / condo rental restrictions to look for
Which permits and tax accounts you personally need
What you're missing right now
A personal report with clear next steps and official sources, by email
A refund if we report a rule in error (refund policy)

🔎 How we check: official city, county and state sources, a last-verified date on every page, and nothing guessed. Learn more

Check my address: $49

🔔 Stay notified: $4.99/month

Rules don't change every week, but they do change, and nobody emails you when they do. We'll alert you when city rules, tourist taxes, HOA-related laws, or Airbnb/Vrbo policies change in Anna Maria. Cancel anytime.

Stay notified

Need guest waivers and booking tools too? Click here for more info

Permit / license / registration

State license (Florida DBPR): Florida DBPR vacation rental / transient public lodging license (homestead room-rental exemptions may apply).
State licenses: Florida DBPR vacation rental license and FL Department of Revenue sales tax registration are required for all Florida vacation rentals.
License: A City of Anna Maria Vacation Rental registration/license is required for each unit (City Code Ch. 108); new rentals may not advertise or rent until they pass inspection.
Documents: DBPR license, FL DOR certificate, Manatee County Tax Collector TDT account, exterior site sketch with parking and interior floor sketch.

Zoning, where allowed & definitions

State preemption: Florida law (s. 509.032(7)(b), F.S.) bars local rules adopted after June 1, 2011 from prohibiting vacation rentals or regulating rental duration/frequency; older local rules still apply.

Night limits, minimum stays & occupancy

Occupancy: Bedrooms and occupancy are set by the city and may be lower than requested.

Fees, penalties & pending changes

Fees: April 1, 2026 to March 31, 2027: $100 plus $20 per permitted occupant (Resolution R26-828). Fees are non-refundable.

Taxes & who collects them

Register / account for FL state sales tax (6%)
Register / account for Manatee County surtax (1%)
Register / account for Local tourist/transient taxes (6%)
What Airbnb collects: Airbnb collects state 6% + 1% surtax only. You must register with and remit Manatee County's 6% tourist development tax yourself.
Vrbo and direct bookings: check which taxes Vrbo collects in your area; for direct bookings you collect and remit all of them yourself.
Mandatory cleaning fees charged to guests are taxable as part of the rental (state, surtax and tourist tax). Only an optional, separately itemized fee the guest can decline is excluded (FL Admin. Code 12A-1.061).

Total rate: 13%. Manatee County tourist development tax 6% (FL DOR DR-15TDT); surtax 1% (DR-15DSS). Calculate.

HOA / condo check

Read your declaration, bylaws and rules for rental bans, minimum terms, caps and approval requirements.
Get any association sign-off or approval letter your city or association requires.
See our HOA & condo guide.

Insurance

Confirm your homeowner/condo policy covers short-term rental use, or add a short-term rental policy. Platform host protection is not a substitute for insurance.
Ask your association whether it requires specific liability coverage.

Deadlines

Renew city/county permits or registrations on their schedule (often annually): confirm the date with the office that issued it.
Florida sales and transient rental tax returns: due the 1st, late after the 20th of the month after the reporting period.
Property tax dates: see Florida deadlines.

Official sources

Get this checklist by email

Free. We'll email you the Anna Maria checklist link and occasional notes when rules or tax rates on this site change. Unsubscribe anytime by replying "stop".

Email

City

By signing up, you agree to our Terms and Privacy Policy.

Want it done for you?

Get a personalized STR Compliance Check ($49) for your exact address in any US city: the permits, registrations and tax accounts you need, with official sources, delivered by email in 48 business hours. Not legal advice.

Pay $49, Get My Compliance Check

By paying, you agree to our Terms and Refund Policy How we verify.

Stay Compliant: $4.99/month

Rules, tax rates and Airbnb/Vrbo policies can change without warning, and hosts who miss a change can be fined. Get alerts when your city, county or state changes, deadline reminders, a pending-bill watch list and a monthly host brief (even in quiet months: "we checked on [date]; no changes"). Compare plans.

Subscribe, $4.99/month

By paying, you agree to our Terms and Refund Policy.

Is my Anna Maria rental legal? Checklist