HOA & condo rental-restriction checklist
Check your association documents for
- Outright bans on rentals, or on rentals under a minimum term (e.g. 30 days, 6 months)
- Caps on the number of rentals per year or units that may be rented
- Association approval, application or screening of tenants, and any fees
- Registration of guests, parking, amenity and guest-count rules
- Recent amendments and the date you took title (see below)
- Insurance requirements and owner liability for guest damage
Some cities require association sign-off too: Miami Beach requires a letter from the association confirming short-term rentals aren't prohibited when it applies (City of Miami Beach).
Florida limits on new rental bans
- Condominiums: an amendment prohibiting or regulating rental leases applies only to owners who vote for it and to owners who acquire title after it takes effect (Fla. Stat. 718.110(13)).
- HOAs: rental restrictions enacted after July 1, 2021 generally apply only to owners who consent or buy after they take effect, but an HOA may still restrict rentals shorter than 6 months or more than 3 times a year, which covers most short-term rentals (Fla. Stat. 720.306(1)(h)).
Read the statute and your documents, or ask a Florida attorney; these rules have exceptions.
Not legal or tax advice. Last verified Oct 24, 2026. Rules and rates change: confirm with the official sources linked before you rent or file.