Rental Rules by City / Kentucky / Louisville
Louisville short-term rental rules & tax calculator
📋 The Basics
- Can I rent my place short-term here?
- Yes, with a license or tax registration
- Do I need a permit?
- Yes, with a yearly city registration; some zones need a Conditional Use Permit.
- What taxes do I pay?
- Total about 15.5%. Check your Airbnb payout report to see which ones Airbnb collects; you pay the rest yourself.
Your 3 steps to be legal
- Register with the Office of Planning ($250 (verify)/yr).
- Register with the Metro Revenue Commission.
- Check if your zone needs a CUP.
⚠️ Biggest risk: Advertising before you register.
Words confusing? See the glossary. Details and official sources are below.
Tax calculator
Rates used: Kentucky state sales tax 6% + Kentucky statewide transient room tax 1% + Louisville Metro transient room tax 8.5% = 15.5%. Mandatory cleaning fees are included in the taxable total. 15.5% (KY 6% sales + 1% state room tax + 8.5% Metro room tax). Platforms with a Metro agreement remit Metro room tax on their bookings.
What Airbnb collects: Booking platforms file Metro room tax for their bookings; you file only for direct bookings.
Advanced details (laws, fees, sources)
Rules
| Registration | Every STR must register yearly with the Office of Planning ($250, non-refundable). |
|---|---|
| Tax account | Hosts must also register with the Metro Revenue Commission (transient room + occupational license taxes). |
| Zoning | A Conditional Use Permit may be needed depending on zoning and whether the host lives there; CUP STRs are reported to need 600 ft from another CUP STR: verify with Planning & Design. |
| Ads | Advertising an unregistered STR is prohibited and fined. Some small cities in Jefferson County have their own rules. |
Items marked "Verify with the city" could not be confirmed from an official source; call the office listed before relying on them.
Sources
Free tools
Free "Is my rental legal?" checklist · Free tourist tax calculator
Rules can change
Louisville's rules, its tax rates and platform policies can change through a council vote, a new state law or a court ruling, often with little notice to hosts. We re-check this page monthly; subscribers get notified. Stay Compliant for $4.99/mo.
Want it done for you?
Get a personalized STR Compliance Check ($49) for your exact address in any US city: the permits, registrations and tax accounts you need, with official sources, delivered by email in 48 business hours. Not legal advice.
By paying, you agree to our Terms and Refund PolicyHow we verify.
Stay Compliant: $4.99/month
Rules, tax rates and Airbnb/Vrbo policies can change without warning, and hosts who miss a change can be fined. Get alerts when your city, county or state changes, deadline reminders, a pending-bill watch list and a monthly host brief (even in quiet months: "we checked on [date]; no changes"). Compare plans.
By paying, you agree to our Terms and Refund Policy.
Not legal or tax advice. Last verified Oct 24, 2026. Rules and rates change: confirm with the official sources linked before you rent or file.