Rental Rules by City / Tax calculator / Panama City Beach

    Panama City Beach tourist tax calculator

    Panama City Beach, FL: 12%

    Bay County 5% tourist development tax applies in ZIPs 32401, 32404, 32405, 32407, 32408, 32410 and part of 32413 (FL DOR DR-15TDT); surtax 1%. Verify any additional city or district taxes.

    What Airbnb collects: Airbnb collects state 6% + 1% surtax only. You must register with and remit the Bay County 5% tourist development tax yourself.

    Full Panama City Beach rules · Free checklist

    This is the general rule for Panama City Beach. Does your address qualify?

    This calculator estimates the tax on a stay. It can't tell you whether you've registered every tax account you need: a missing state, county or city account is a common gap, and it's easy to miss when Airbnb collects some taxes but not others. The penalties Panama City Beach lists are on the Panama City Beach page.

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    🔎 How we check: official city, county and state sources, a last-verified date on every page, and nothing guessed. Learn more

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    Rules don't change every week, but they do change, and nobody emails you when they do. We'll alert you when city rules, tourist taxes, HOA-related laws, or Airbnb/Vrbo policies change in Panama City Beach. Cancel anytime.

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    Rules, tax rates and Airbnb/Vrbo policies can change without warning, and hosts who miss a change can be fined. Get alerts when your city, county or state changes, deadline reminders, a pending-bill watch list and a monthly host brief (even in quiet months: "we checked on [date]; no changes"). Compare plans.

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    Not legal or tax advice. Last verified Oct 24, 2026. Rules and rates change: confirm with the official sources linked before you rent or file.